BanksBANK OF STRONGHURST

BANK OF STRONGHURST

STRONGHURST, ILMicroEst. April 27, 1946, midnightFDIC #16413RSSD #593940FDIC
Latest · 2025-12-31

BANK OF STRONGHURST is an FDIC-insured commercial bank headquartered in STRONGHURST, IL, established in April 27, 1946, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $75M. Profitability stands at 0.32% ROA and 2.91% ROE, with a net interest margin of 3.07%. CET1 capital ratio: 11.06%, well above regulatory minimums. NPL ratio: 0.93% · Texas Ratio: 4.55%. Operates 3 domestic branches.

Assets
$86M
Deposits
$75M
Loans
$42M
Equity
$9M

Profitability

Return on Assets (ROA)0.32%
Return on Equity (ROE)2.91%
Net Interest Margin3.07%
Yield on Assets4.61%
Cost of Funds1.60%

Asset Quality

NPL Ratio0.93%
Net Charge-Off Ratio0.11%
Texas Ratio4.55%
NPA Ratio0.53%
ACL / Loans1.16%

Capital & Liquidity

CET1 Ratio11.06%
Tier 1 Capital11.06%
Total Capital Ratio11.61%
Leverage Ratio14.31%
Loan-to-Deposit56.20%

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