MIDFIRST BANK

OKLAHOMA CITY, OK | Regional | Est. Feb. 28, 1911, midnight | FDIC #4063 | RSSD #595270 | OCC
Latest Report: 2025-12-31

MIDFIRST BANK is arn regional FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in Feb. 28, 1911, midnight. As of 2025-12-31, the bank reported total assets of $41.4B and total deposits of $24.6B. Profitability stands at 1.23% ROA and 13.31% ROE, with a net interest margin of 3.05%. The bank's CET1 capital ratio is 18.53%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 3.70%. FDIC Certificate #4063.

Assets

$41.4B

Deposits

$24.6B

Loans

$32.0B

Equity

$3.9B

Profitability

Return on Assets (ROA) 1.23%
Return on Equity (ROE) 13.31%
Net Interest Margin (NIM) 3.05%
Yield on Assets 5.76%
Cost of Funds 3.08%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.70%
NPA Ratio 0.37%
ACL / Loans 0.69%

Capital & Liquidity

CET1 Ratio 18.53%
Tier 1 Capital 18.53%
Total Capital Ratio 19.75%
Leverage Ratio 9.04%
Loan-to-Deposit 130.21%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required