VALLEY STATE BANK is asn small FDIC-insured commercial bank headquartered in RUSSELLVILLE, AL, established in April 1, 1985, midnight. As of 2025-12-31, the bank reported total assets of $165M and total deposits of $135M. Profitability stands at 1.18% ROA and 6.70% ROE, with a net interest margin of 4.09%. The bank's CET1 capital ratio is 17.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 2.41%. FDIC Certificate #26021.
Assets
$165M
Deposits
$135M
Loans
$86M
Equity
$29M
The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required