STATE BANK OF THE LAKES, NATIONAL ASSOCIATION

ANTIOCH, IL | Large | Est. Jan. 1, 1926, midnight | FDIC #5744 | RSSD #595430 | OCC
Latest Report: 2025-12-31

STATE BANK OF THE LAKES, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in ANTIOCH, IL, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $2.1B. Profitability stands at 1.42% ROA and 12.67% ROE, with a net interest margin of 3.37%. The bank's CET1 capital ratio is 11.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.68%. FDIC Certificate #5744.

Assets

$2.5B

Deposits

$2.1B

Loans

$1.9B

Equity

$280M

Profitability

Return on Assets (ROA) 1.42%
Return on Equity (ROE) 12.67%
Net Interest Margin (NIM) 3.37%
Yield on Assets 5.71%
Cost of Funds 2.77%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.68%
NPA Ratio 0.08%
ACL / Loans 0.50%

Capital & Liquidity

CET1 Ratio 11.38%
Tier 1 Capital 11.38%
Total Capital Ratio 12.02%
Leverage Ratio 9.85%
Loan-to-Deposit 90.10%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required