CATHAY BANK

LOS ANGELES, CA | Regional | Est. April 19, 1962, midnight | FDIC #18503 | RSSD #595869 | FDIC
Latest Report: 2025-12-31

CATHAY BANK is arn regional FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in April 19, 1962, midnight. As of 2025-12-31, the bank reported total assets of $24.2B and total deposits of $20.9B. Profitability stands at 1.54% ROA and 12.35% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 13.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.56% and a Texas Ratio of 4.44%. FDIC Certificate #18503.

Assets

$24.2B

Deposits

$20.9B

Loans

$20.1B

Equity

$3.0B

Profitability

Return on Assets (ROA) 1.54%
Return on Equity (ROE) 12.35%
Net Interest Margin (NIM) 3.55%
Yield on Assets 6.00%
Cost of Funds 2.75%

Asset Quality

NPL Ratio 0.56%
Net Charge-Off Ratio 0.18%
Texas Ratio 4.44%
NPA Ratio 0.59%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 13.73%
Tier 1 Capital 13.73%
Total Capital Ratio 14.79%
Leverage Ratio 11.28%
Loan-to-Deposit 96.31%

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