BanksCATHAY BANK

CATHAY BANK

LOS ANGELES, CARegionalEst. April 19, 1962, midnightFDIC #18503RSSD #595869FDIC
Latest · 2025-12-31

CATHAY BANK is an FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in April 19, 1962, midnight. As of 2025-12-31, the bank reported total assets of $24.2B and total deposits of $20.9B. Profitability stands at 1.54% ROA and 12.35% ROE, with a net interest margin of 3.55%. CET1 capital ratio: 13.73%, well above regulatory minimums. NPL ratio: 0.56% · Texas Ratio: 4.44%. Operates 62 domestic branches.

Assets
$24.2B
Deposits
$20.9B
Loans
$20.1B
Equity
$3.0B

Profitability

Return on Assets (ROA)1.54%
Return on Equity (ROE)12.35%
Net Interest Margin3.55%
Yield on Assets6.00%
Cost of Funds2.61%

Asset Quality

NPL Ratio0.56%
Net Charge-Off Ratio0.18%
Texas Ratio4.44%
NPA Ratio0.59%
ACL / Loans0.97%

Capital & Liquidity

CET1 Ratio13.73%
Tier 1 Capital13.73%
Total Capital Ratio14.79%
Leverage Ratio11.28%
Loan-to-Deposit96.31%

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