SANBORN SAVINGS BANK

SANBORN, IA | Micro | Est. Feb. 1, 1899, midnight | FDIC #11352 | RSSD #595944 | FDIC
Latest Report: 2025-12-31

SANBORN SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in SANBORN, IA, established in Feb. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $90M and total deposits of $68M. Profitability stands at 0.98% ROA and 10.38% ROE, with a net interest margin of 3.33%. The bank's CET1 capital ratio is 8.95%. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.06%. FDIC Certificate #11352.

Assets

$90M

Deposits

$68M

Loans

$65M

Equity

$9M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 10.38%
Net Interest Margin (NIM) 3.33%
Yield on Assets 5.73%
Cost of Funds 2.67%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio --
Texas Ratio 0.06%
NPA Ratio 0.01%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 8.95%
Tier 1 Capital 8.95%
Total Capital Ratio 9.39%
Leverage Ratio 9.11%
Loan-to-Deposit 95.47%

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