CITY NATIONAL BANK OF SULPHUR SPRINGS, THE

SULPHUR SPRINGS, TX | Large | Est. Jan. 1, 1889, midnight | FDIC #5544 | RSSD #596062 | OCC
Latest Report: 2025-12-31

CITY NATIONAL BANK OF SULPHUR SPRINGS, THE is aln large FDIC-insured commercial bank headquartered in SULPHUR SPRINGS, TX, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 2.01% ROA and 20.83% ROE, with a net interest margin of 4.80%. The bank's CET1 capital ratio is 14.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 3.93%. FDIC Certificate #5544.

Assets

$1.4B

Deposits

$1.2B

Loans

$933M

Equity

$133M

Profitability

Return on Assets (ROA) 2.01%
Return on Equity (ROE) 20.83%
Net Interest Margin (NIM) 4.80%
Yield on Assets 6.29%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.62%
Net Charge-Off Ratio 0.15%
Texas Ratio 3.93%
NPA Ratio 0.43%
ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 14.32%
Tier 1 Capital 14.32%
Total Capital Ratio 15.57%
Leverage Ratio 9.86%
Loan-to-Deposit 77.24%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required