COLUMBIA SAVINGS AND LOAN ASSOCIATION

MILWAUKEE, WI | Micro | Est. Jan. 1, 1924, midnight | FDIC #28480 | RSSD #596277 | FDIC
Latest Report: 2025-12-31

COLUMBIA SAVINGS AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in MILWAUKEE, WI, established in Jan. 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $22M and total deposits of $19M. Profitability stands at -1.71% ROA and -20.33% ROE, with a net interest margin of 4.36%. The bank's CET1 capital ratio is 10.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 5.05% and a Texas Ratio of 44.68%. FDIC Certificate #28480.

Assets

$22M

Deposits

$19M

Loans

$18M

Equity

$2M

Profitability

Return on Assets (ROA) -1.71%
Return on Equity (ROE) -20.33%
Net Interest Margin (NIM) 4.36%
Yield on Assets 4.85%
Cost of Funds 0.52%

Asset Quality

NPL Ratio 5.05%
Net Charge-Off Ratio 0.21%
Texas Ratio 44.68%
NPA Ratio 4.20%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 10.45%
Tier 1 Capital 10.45%
Total Capital Ratio 11.70%
Leverage Ratio 8.04%
Loan-to-Deposit 93.90%

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