MARATHON BANK

WAUSAU, WI | Small | Est. Jan. 1, 1902, midnight | FDIC #29745 | RSSD #596978 | FDIC
Latest Report: 2025-12-31

MARATHON BANK is asn small FDIC-insured commercial bank headquartered in WAUSAU, WI, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $248M and total deposits of $186M. Profitability stands at 0.96% ROA and 6.42% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 14.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 3.10%. FDIC Certificate #29745.

Assets

$248M

Deposits

$186M

Loans

$213M

Equity

$37M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 6.42%
Net Interest Margin (NIM) 3.56%
Yield on Assets 5.21%
Cost of Funds 1.80%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio -0.01%
Texas Ratio 3.10%
NPA Ratio 0.49%
ACL / Loans 0.86%

Capital & Liquidity

CET1 Ratio 14.74%
Tier 1 Capital 14.74%
Total Capital Ratio 15.48%
Leverage Ratio 15.27%
Loan-to-Deposit 114.90%

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