FIDELITY BANK

SAVANNA, IL | Small | Est. Jan. 1, 1920, midnight | FDIC #5753 | RSSD #597041 | FDIC
Latest Report: 2025-12-31

FIDELITY BANK is asn small FDIC-insured commercial bank headquartered in SAVANNA, IL, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $199M and total deposits of $165M. Profitability stands at 0.57% ROA and 8.05% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 11.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.76% and a Texas Ratio of 7.20%. FDIC Certificate #5753.

Assets

$199M

Deposits

$165M

Loans

$144M

Equity

$14M

Profitability

Return on Assets (ROA) 0.57%
Return on Equity (ROE) 8.05%
Net Interest Margin (NIM) 4.05%
Yield on Assets 6.59%
Cost of Funds 2.54%

Asset Quality

NPL Ratio 0.76%
Net Charge-Off Ratio 0.05%
Texas Ratio 7.20%
NPA Ratio 0.55%
ACL / Loans 0.63%

Capital & Liquidity

CET1 Ratio 11.06%
Tier 1 Capital 11.06%
Total Capital Ratio 11.80%
Leverage Ratio 8.01%
Loan-to-Deposit 87.24%

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