AMERICAN BANK

COVINGTON, LA | Small | Est. Sept. 14, 1964, midnight | FDIC #19234 | RSSD #597452 | FDIC
Latest Report: 2025-12-31

AMERICAN BANK is asn small FDIC-insured commercial bank headquartered in COVINGTON, LA, established in Sept. 14, 1964, midnight. As of 2025-12-31, the bank reported total assets of $338M and total deposits of $295M. Profitability stands at 1.77% ROA and 15.62% ROE, with a net interest margin of 6.35%. The bank's CET1 capital ratio is 10.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.76% and a Texas Ratio of 22.00%. FDIC Certificate #19234.

Assets

$338M

Deposits

$295M

Loans

$230M

Equity

$39M

Profitability

Return on Assets (ROA) 1.77%
Return on Equity (ROE) 15.62%
Net Interest Margin (NIM) 6.35%
Yield on Assets 8.73%
Cost of Funds 2.49%

Asset Quality

NPL Ratio 2.76%
Net Charge-Off Ratio 0.59%
Texas Ratio 22.00%
NPA Ratio 2.79%
ACL / Loans 1.74%

Capital & Liquidity

CET1 Ratio 10.37%
Tier 1 Capital 10.37%
Total Capital Ratio 10.89%
Leverage Ratio 10.58%
Loan-to-Deposit 77.91%

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