SOLUTIONS PLUS BANK

ALBERTVILLE, AL | Micro | Est. Dec. 4, 2025, midnight | FDIC #59362 | RSSD #5975224 | FDIC
Latest Report: 2025-12-31

SOLUTIONS PLUS BANK is amn micro FDIC-insured commercial bank headquartered in ALBERTVILLE, AL, established in Dec. 4, 2025, midnight. As of 2025-12-31, the bank reported total assets of $27M and total deposits of $3M. Profitability stands at -37.83% ROA and -43.23% ROE, with a net interest margin of 8.86%. The bank's CET1 capital ratio is 87.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59362.

Assets

$27M

Deposits

$3M

Loans

$220K

Equity

$24M

Profitability

Return on Assets (ROA) -37.83%
Return on Equity (ROE) -43.23%
Net Interest Margin (NIM) 8.86%
Yield on Assets 8.91%
Cost of Funds 0.53%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 87.52%
Tier 1 Capital 87.52%
Total Capital Ratio 91.90%
Leverage Ratio 91.05%
Loan-to-Deposit 7.13%

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