BanksSOLUTIONS PLUS BANK

SOLUTIONS PLUS BANK

ALBERTVILLE, ALMicroEst. Dec. 4, 2025, midnightFDIC #59362RSSD #5975224FDIC
Latest · 2025-12-31

SOLUTIONS PLUS BANK is an FDIC-insured commercial bank headquartered in ALBERTVILLE, AL, established in Dec. 4, 2025, midnight. As of 2025-12-31, the bank reported total assets of $27M and total deposits of $3M. Profitability stands at -37.83% ROA and -43.23% ROE, with a net interest margin of 8.86%. CET1 capital ratio: 87.52%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%.

Assets
$27M
Deposits
$3M
Loans
$220K
Equity
$24M

Profitability

Return on Assets (ROA)-37.83%
Return on Equity (ROE)-43.23%
Net Interest Margin8.86%
Yield on Assets8.91%
Cost of Funds0.39%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.36%

Capital & Liquidity

CET1 Ratio87.52%
Tier 1 Capital87.52%
Total Capital Ratio91.90%
Leverage Ratio91.05%
Loan-to-Deposit7.13%

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