METHOD BANK

WYANDOTTE, OK | Small | Est. Sept. 27, 1902, midnight | FDIC #2317 | RSSD #59754 | FED
Latest Report: 2025-12-31

METHOD BANK is asn small FDIC-insured commercial bank headquartered in WYANDOTTE, OK, established in Sept. 27, 1902, midnight. As of 2025-12-31, the bank reported total assets of $244M and total deposits of $209M. Profitability stands at 0.90% ROA and 9.18% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 9.34%. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 2.26%. FDIC Certificate #2317.

Assets

$244M

Deposits

$209M

Loans

$191M

Equity

$24M

Profitability

Return on Assets (ROA) 0.90%
Return on Equity (ROE) 9.18%
Net Interest Margin (NIM) 4.10%
Yield on Assets 7.77%
Cost of Funds 3.77%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.26%
NPA Ratio 0.25%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 9.34%
Tier 1 Capital 9.34%
Total Capital Ratio 9.81%
Leverage Ratio 9.66%
Loan-to-Deposit 91.80%

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