FIRST STATE BANK OF FORSYTH

FORSYTH, MT | Small | Est. Jan. 1, 1917, midnight | FDIC #8317 | RSSD #597658 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK OF FORSYTH is asn small FDIC-insured commercial bank headquartered in FORSYTH, MT, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $170M and total deposits of $149M. Profitability stands at 1.62% ROA and 18.77% ROE, with a net interest margin of 3.85%. The bank's CET1 capital ratio is 8.91%. Asset quality metrics show a non-performing loan ratio of 1.45% and a Texas Ratio of 7.78%. FDIC Certificate #8317.

Assets

$170M

Deposits

$149M

Loans

$80M

Equity

$15M

Profitability

Return on Assets (ROA) 1.62%
Return on Equity (ROE) 18.77%
Net Interest Margin (NIM) 3.85%
Yield on Assets 5.21%
Cost of Funds 1.43%

Asset Quality

NPL Ratio 1.45%
Net Charge-Off Ratio -0.17%
Texas Ratio 7.78%
NPA Ratio 0.78%
ACL / Loans 2.36%

Capital & Liquidity

CET1 Ratio 8.91%
Tier 1 Capital 8.91%
Total Capital Ratio 9.35%
Leverage Ratio 11.31%
Loan-to-Deposit 54.04%

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