SAVINGS BANK OF WALPOLE

WALPOLE, NH | Medium | Est. July 21, 1875, midnight | FDIC #18030 | RSSD #598002 | FDIC
Latest Report: 2025-12-31

SAVINGS BANK OF WALPOLE is amn medium FDIC-insured commercial bank headquartered in WALPOLE, NH, established in July 21, 1875, midnight. As of 2025-12-31, the bank reported total assets of $839M and total deposits of $767M. Profitability stands at 0.86% ROA and 11.51% ROE, with a net interest margin of 4.13%. The bank's CET1 capital ratio is 13.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 4.84%. FDIC Certificate #18030.

Assets

$839M

Deposits

$767M

Loans

$608M

Equity

$63M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 11.51%
Net Interest Margin (NIM) 4.13%
Yield on Assets 5.28%
Cost of Funds 1.16%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.12%
Texas Ratio 4.84%
NPA Ratio 0.40%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 13.63%
Tier 1 Capital 13.63%
Total Capital Ratio 14.81%
Leverage Ratio 8.51%
Loan-to-Deposit 79.29%

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