STEPHENSON NATIONAL BANK AND TRUST, THE

MARINETTE, WI | Medium | Est. Oct. 30, 1874, midnight | FDIC #5306 | RSSD #598048 | OCC
Latest Report: 2025-12-31

STEPHENSON NATIONAL BANK AND TRUST, THE is amn medium FDIC-insured commercial bank headquartered in MARINETTE, WI, established in Oct. 30, 1874, midnight. As of 2025-12-31, the bank reported total assets of $693M and total deposits of $590M. Profitability stands at 0.45% ROA and 5.05% ROE, with a net interest margin of 3.96%. The bank's CET1 capital ratio is 8.33%. Asset quality metrics show a non-performing loan ratio of 0.36% and a Texas Ratio of 3.50%. FDIC Certificate #5306.

Assets

$693M

Deposits

$590M

Loans

$518M

Equity

$61M

Profitability

Return on Assets (ROA) 0.45%
Return on Equity (ROE) 5.05%
Net Interest Margin (NIM) 3.96%
Yield on Assets 5.88%
Cost of Funds 1.96%

Asset Quality

NPL Ratio 0.36%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.50%
NPA Ratio 0.35%
ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 8.33%
Tier 1 Capital 8.33%
Total Capital Ratio 8.75%
Leverage Ratio 9.74%
Loan-to-Deposit 87.88%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required