BanksSECURITY STATE BANK, THE

SECURITY STATE BANK, THE

MCRAE-HELENA, GAMicroEst. Feb. 1, 1950, midnightFDIC #19680RSSD #598132FDIC
Latest · 2025-12-31

SECURITY STATE BANK, THE is an FDIC-insured commercial bank headquartered in MCRAE-HELENA, GA, established in Feb. 1, 1950, midnight. As of 2025-12-31, the bank reported total assets of $68M and total deposits of $58M. Profitability stands at 2.04% ROA and 14.73% ROE, with a net interest margin of 6.08%. CET1 capital ratio: 23.16%, well above regulatory minimums. NPL ratio: 0.51% · Texas Ratio: 1.92%. Operates 1 domestic branch.

Assets
$68M
Deposits
$58M
Loans
$39M
Equity
$9M

Profitability

Return on Assets (ROA)2.04%
Return on Equity (ROE)14.73%
Net Interest Margin6.08%
Yield on Assets7.21%
Cost of Funds1.21%

Asset Quality

NPL Ratio0.51%
Net Charge-Off Ratio0.04%
Texas Ratio1.92%
NPA Ratio0.29%
ACL / Loans2.06%

Capital & Liquidity

CET1 Ratio23.16%
Tier 1 Capital23.16%
Total Capital Ratio24.42%
Leverage Ratio14.99%
Loan-to-Deposit66.18%

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