AMERICAN NATIONAL BANK OF TEXAS, THE

TERRELL, TX | Large | Est. July 1, 1981, midnight | FDIC #23474 | RSSD #599764 | OCC
Latest Report: 2025-12-31

AMERICAN NATIONAL BANK OF TEXAS, THE is aln large FDIC-insured commercial bank headquartered in TERRELL, TX, established in July 1, 1981, midnight. As of 2025-12-31, the bank reported total assets of $6.9B and total deposits of $6.5B. Profitability stands at 0.45% ROA and 8.70% ROE, with a net interest margin of 2.64%. The bank's CET1 capital ratio is 11.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 1.78%. FDIC Certificate #23474.

Assets

$6.9B

Deposits

$6.5B

Loans

$3.3B

Equity

$323M

Profitability

Return on Assets (ROA) 0.45%
Return on Equity (ROE) 8.70%
Net Interest Margin (NIM) 2.64%
Yield on Assets 4.24%
Cost of Funds 1.90%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.78%
NPA Ratio 0.09%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 11.91%
Tier 1 Capital 11.91%
Total Capital Ratio 13.13%
Leverage Ratio 8.60%
Loan-to-Deposit 51.14%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required