FAIRVIEW STATE BANKING COMPANY

FAIRVIEW, IL | Micro | Est. July 1, 1915, midnight | FDIC #11731 | RSSD #601032 | FDIC
Latest Report: 2025-12-31

FAIRVIEW STATE BANKING COMPANY is amn micro FDIC-insured commercial bank headquartered in FAIRVIEW, IL, established in July 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $43M and total deposits of $37M. Profitability stands at 1.02% ROA and 7.85% ROE, with a net interest margin of 4.17%. The bank's CET1 capital ratio is 12.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.78% and a Texas Ratio of 3.37%. FDIC Certificate #11731.

Assets

$43M

Deposits

$37M

Loans

$24M

Equity

$5M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 7.85%
Net Interest Margin (NIM) 4.17%
Yield on Assets 5.32%
Cost of Funds 1.61%

Asset Quality

NPL Ratio 0.78%
Net Charge-Off Ratio 0.06%
Texas Ratio 3.37%
NPA Ratio 0.45%
ACL / Loans 0.84%

Capital & Liquidity

CET1 Ratio 12.74%
Tier 1 Capital 12.74%
Total Capital Ratio 13.37%
Leverage Ratio 13.62%
Loan-to-Deposit 66.27%

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