BanksFAIRVIEW STATE BANKING COMPANY

FAIRVIEW STATE BANKING COMPANY

FAIRVIEW, ILMicroEst. July 1, 1915, midnightFDIC #11731RSSD #601032FDIC
Latest · 2025-12-31

FAIRVIEW STATE BANKING COMPANY is an FDIC-insured commercial bank headquartered in FAIRVIEW, IL, established in July 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $43M and total deposits of $37M. Profitability stands at 1.02% ROA and 7.85% ROE, with a net interest margin of 4.17%. CET1 capital ratio: 12.74%, well above regulatory minimums. NPL ratio: 0.78% · Texas Ratio: 3.37%. Operates 1 domestic branch.

Assets
$43M
Deposits
$37M
Loans
$24M
Equity
$5M

Profitability

Return on Assets (ROA)1.02%
Return on Equity (ROE)7.85%
Net Interest Margin4.17%
Yield on Assets5.32%
Cost of Funds1.24%

Asset Quality

NPL Ratio0.78%
Net Charge-Off Ratio0.06%
Texas Ratio3.37%
NPA Ratio0.45%
ACL / Loans0.84%

Capital & Liquidity

CET1 Ratio12.74%
Tier 1 Capital12.74%
Total Capital Ratio13.37%
Leverage Ratio13.62%
Loan-to-Deposit66.27%

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