FARMERS AND MERCHANTS STATE BANK is asn small FDIC-insured commercial bank headquartered in PLANKINTON, SD, established in April 6, 1910, midnight. As of 2025-12-31, the bank reported total assets of $182M and total deposits of $153M. Profitability stands at 2.18% ROA and 21.25% ROE, with a net interest margin of 5.14%. The bank's CET1 capital ratio is 11.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.39% and a Texas Ratio of 2.93%. FDIC Certificate #501.
Assets
$182M
Deposits
$153M
Loans
$144M
Equity
$17M
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