FIVE STAR BANK is aln large FDIC-insured commercial bank headquartered in WARSAW, NY, established in Dec. 26, 1881, midnight. As of 2025-12-31, the bank reported total assets of $6.2B and total deposits of $5.3B. Profitability stands at 1.34% ROA and 12.77% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 12.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.75% and a Texas Ratio of 4.96%. FDIC Certificate #659.
Assets
$6.2B
Deposits
$5.3B
Loans
$4.7B
Equity
$662M
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