FIVE STAR BANK is an FDIC-insured commercial bank headquartered in WARSAW, NY, established in Dec. 26, 1881, midnight. As of 2025-12-31, the bank reported total assets of $6.2B and total deposits of $5.3B. Profitability stands at 1.34% ROA and 12.77% ROE, with a net interest margin of 3.77%. CET1 capital ratio: 12.32%, well above regulatory minimums. NPL ratio: 0.75% · Texas Ratio: 4.96%. Operates 49 domestic branches.
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