ALLIANCE BANK CENTRAL TEXAS

WOODWAY, TX | Large | Est. March 16, 1939, midnight | FDIC #15657 | RSSD #601658 | FDIC
Latest Report: 2025-12-31

ALLIANCE BANK CENTRAL TEXAS is aln large FDIC-insured commercial bank headquartered in WOODWAY, TX, established in March 16, 1939, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 1.01% ROA and 8.62% ROE, with a net interest margin of 3.18%. The bank's CET1 capital ratio is 16.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 10.44%. FDIC Certificate #15657.

Assets

$1.2B

Deposits

$1.0B

Loans

$864M

Equity

$147M

Profitability

Return on Assets (ROA) 1.01%
Return on Equity (ROE) 8.62%
Net Interest Margin (NIM) 3.18%
Yield on Assets 6.01%
Cost of Funds 3.33%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 10.44%
NPA Ratio 1.31%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 16.39%
Tier 1 Capital 16.39%
Total Capital Ratio 17.44%
Leverage Ratio 13.41%
Loan-to-Deposit 86.09%

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