PETEFISH, SKILES & COMPANY

VIRGINIA, IL | Small | Est. Jan. 1, 1870, midnight | FDIC #10829 | RSSD #602543 | FDIC
Latest Report: 2025-12-31

PETEFISH, SKILES & COMPANY is asn small FDIC-insured commercial bank headquartered in VIRGINIA, IL, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $475M and total deposits of $418M. Profitability stands at 1.02% ROA and 10.37% ROE, with a net interest margin of 4.53%. The bank's CET1 capital ratio is 6.07%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.05%. FDIC Certificate #10829.

Assets

$475M

Deposits

$418M

Loans

$341M

Equity

$45M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 10.37%
Net Interest Margin (NIM) 4.53%
Yield on Assets 5.98%
Cost of Funds 1.52%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.09%
Texas Ratio 1.05%
NPA Ratio 0.11%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 6.07%
Tier 1 Capital 6.07%
Total Capital Ratio 6.38%
Leverage Ratio 8.90%
Loan-to-Deposit 81.53%

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