BanksDYSART STATE BANK

DYSART STATE BANK

DYSART, IAMicroEst. Jan. 1, 1934, midnightFDIC #17441RSSD #602842FDIC
Latest · 2025-12-31

DYSART STATE BANK is an FDIC-insured commercial bank headquartered in DYSART, IA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $17M and total deposits of $14M. Profitability stands at 1.53% ROA and 14.67% ROE, with a net interest margin of 4.44%. CET1 capital ratio: 15.61%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$17M
Deposits
$14M
Loans
$12M
Equity
$2M

Profitability

Return on Assets (ROA)1.53%
Return on Equity (ROE)14.67%
Net Interest Margin4.44%
Yield on Assets5.20%
Cost of Funds0.79%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.03%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.04%

Capital & Liquidity

CET1 Ratio15.61%
Tier 1 Capital15.61%
Total Capital Ratio16.67%
Leverage Ratio10.57%
Loan-to-Deposit87.57%

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