BANK OF GUEYDAN

GUEYDAN, LA | Micro | Est. May 14, 1927, midnight | FDIC #8144 | RSSD #603232 | FED
Latest Report: 2025-12-31

BANK OF GUEYDAN is amn micro FDIC-insured commercial bank headquartered in GUEYDAN, LA, established in May 14, 1927, midnight. As of 2025-12-31, the bank reported total assets of $69M and total deposits of $53M. Profitability stands at 0.94% ROA and 4.19% ROE, with a net interest margin of 3.50%. The bank's CET1 capital ratio is 22.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 6.88% and a Texas Ratio of 10.11%. FDIC Certificate #8144.

Assets

$69M

Deposits

$53M

Loans

$25M

Equity

$16M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 4.19%
Net Interest Margin (NIM) 3.50%
Yield on Assets 4.16%
Cost of Funds 1.17%

Asset Quality

NPL Ratio 6.88%
Net Charge-Off Ratio 2.87%
Texas Ratio 10.11%
NPA Ratio 2.44%
ACL / Loans 3.66%

Capital & Liquidity

CET1 Ratio 22.84%
Tier 1 Capital 22.84%
Total Capital Ratio 23.98%
Leverage Ratio 22.14%
Loan-to-Deposit 46.39%

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