PEOPLES BANK OF ALABAMA is aln large FDIC-insured commercial bank headquartered in CULLMAN, AL, established in Oct. 24, 1977, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.3B. Profitability stands at 2.05% ROA and 20.95% ROE, with a net interest margin of 4.76%. The bank's CET1 capital ratio is 15.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.35%. FDIC Certificate #22537.
Assets
$1.4B
Deposits
$1.3B
Loans
$904M
Equity
$142M
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