FARMERS STATE BANK is amn micro FDIC-insured commercial bank headquartered in PHILLIPSBURG, KS, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $41M and total deposits of $33M. Profitability stands at 0.83% ROA and 8.54% ROE, with a net interest margin of 3.52%. The bank's CET1 capital ratio is 10.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.87% and a Texas Ratio of 9.07%. FDIC Certificate #14344.
Assets
$41M
Deposits
$33M
Loans
$22M
Equity
$4M
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