FARMERS STATE BANK is an FDIC-insured commercial bank headquartered in PHILLIPSBURG, KS, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $41M and total deposits of $33M. Profitability stands at 0.83% ROA and 8.54% ROE, with a net interest margin of 3.52%. CET1 capital ratio: 10.04%, well above regulatory minimums. NPL ratio: 1.87% · Texas Ratio: 9.07%. Operates 1 domestic branch.
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