FIRST NATIONAL BANK OF ASSUMPTION, THE

ASSUMPTION, IL | Micro | Est. Jan. 1, 1900, midnight | FDIC #3600 | RSSD #604033 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF ASSUMPTION, THE is amn micro FDIC-insured commercial bank headquartered in ASSUMPTION, IL, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $23M and total deposits of $21M. Profitability stands at 0.60% ROA and 6.18% ROE, with a net interest margin of 3.69%. The bank's CET1 capital ratio is 10.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.23% and a Texas Ratio of 3.35%. FDIC Certificate #3600.

Assets

$23M

Deposits

$21M

Loans

$7M

Equity

$2M

Profitability

Return on Assets (ROA) 0.60%
Return on Equity (ROE) 6.18%
Net Interest Margin (NIM) 3.69%
Yield on Assets 4.34%
Cost of Funds 0.96%

Asset Quality

NPL Ratio 1.23%
Net Charge-Off Ratio 0.20%
Texas Ratio 3.35%
NPA Ratio 0.35%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 10.13%
Tier 1 Capital 10.13%
Total Capital Ratio 10.64%
Leverage Ratio 11.21%
Loan-to-Deposit 31.91%

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