BanksFIRST NATIONAL BANK OF ASSUMPTION, THE

FIRST NATIONAL BANK OF ASSUMPTION, THE

ASSUMPTION, ILMicroEst. Jan. 1, 1900, midnightFDIC #3600RSSD #604033OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF ASSUMPTION, THE is an FDIC-insured commercial bank headquartered in ASSUMPTION, IL, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $23M and total deposits of $21M. Profitability stands at 0.60% ROA and 6.18% ROE, with a net interest margin of 3.69%. CET1 capital ratio: 10.13%, well above regulatory minimums. NPL ratio: 1.23% · Texas Ratio: 3.35%. Operates 1 domestic branch.

Assets
$23M
Deposits
$21M
Loans
$7M
Equity
$2M

Profitability

Return on Assets (ROA)0.60%
Return on Equity (ROE)6.18%
Net Interest Margin3.69%
Yield on Assets4.34%
Cost of Funds0.67%

Asset Quality

NPL Ratio1.23%
Net Charge-Off Ratio0.20%
Texas Ratio3.35%
NPA Ratio0.35%
ACL / Loans1.37%

Capital & Liquidity

CET1 Ratio10.13%
Tier 1 Capital10.13%
Total Capital Ratio10.64%
Leverage Ratio11.21%
Loan-to-Deposit31.91%

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