HOME TRUST & SAVINGS BANK, THE is asn small FDIC-insured commercial bank headquartered in OSAGE, IA, established in Dec. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $291M and total deposits of $255M. Profitability stands at 1.13% ROA and 12.16% ROE, with a net interest margin of 2.70%. The bank's CET1 capital ratio is 14.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 1.98%. FDIC Certificate #963.
Assets
$291M
Deposits
$255M
Loans
$209M
Equity
$27M
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