PEOPLES SAVINGS AND LOAN COMPANY, THE

BUCYRUS, OH | Small | Est. Jan. 1, 1888, midnight | FDIC #29813 | RSSD #605571 | FDIC
Latest Report: 2025-12-31

PEOPLES SAVINGS AND LOAN COMPANY, THE is asn small FDIC-insured commercial bank headquartered in BUCYRUS, OH, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $156M and total deposits of $126M. Profitability stands at 0.39% ROA and 2.00% ROE, with a net interest margin of 2.76%. The bank's CET1 capital ratio is 19.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.40% and a Texas Ratio of 0.94%. FDIC Certificate #29813.

Assets

$156M

Deposits

$126M

Loans

$71M

Equity

$30M

Profitability

Return on Assets (ROA) 0.39%
Return on Equity (ROE) 2.00%
Net Interest Margin (NIM) 2.76%
Yield on Assets 4.34%
Cost of Funds 1.80%

Asset Quality

NPL Ratio 0.40%
Net Charge-Off Ratio --
Texas Ratio 0.94%
NPA Ratio 0.18%
ACL / Loans 0.34%

Capital & Liquidity

CET1 Ratio 19.38%
Tier 1 Capital 19.38%
Total Capital Ratio 20.35%
Leverage Ratio 20.17%
Loan-to-Deposit 56.69%

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