FIRST STATE BANK AND TRUST

FIRST STATE BANK AND TRUST is asn small FDIC-insured commercial bank headquartered in TONGANOXIE, KS, established in Dec. 22, 1934, midnight. As of 2025-12-31, the bank reported total assets of $481M and total deposits of $421M. Profitability stands at 1.10% ROA and 12.68% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 11.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.23% and a Texas Ratio of 9.05%. FDIC Certificate #14974.