CADENCE BANK

TUPELO, MS | Regional | RSSD #606046
Latest Report: 2025-12-31

CADENCE BANK is arn regional FDIC-insured commercial bank headquartered in TUPELO, MS. As of 2025-12-31, the bank reported total assets of $53.5B and total deposits of $44.1B. Profitability stands at 1.10% ROA and 9.52% ROE, with a net interest margin of 3.48%. The bank's CET1 capital ratio is 11.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 3.90%.

Assets

$53.5B

Deposits

$44.1B

Loans

$37.5B

Equity

$6.2B

Profitability

Return on Assets (ROA) 1.10%
Return on Equity (ROE) 9.52%
Net Interest Margin (NIM) 3.48%
Yield on Assets 5.59%
Cost of Funds 2.48%

Asset Quality

NPL Ratio 0.67%
Net Charge-Off Ratio 0.25%
Texas Ratio 3.90%
NPA Ratio 0.49%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 11.69%
Tier 1 Capital 12.09%
Total Capital Ratio 13.28%
Leverage Ratio 9.70%
Loan-to-Deposit 84.99%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required