BanksCADENCE BANK

CADENCE BANK

TUPELO, MSRegionalRSSD #606046
Latest · 2025-12-31

CADENCE BANK is an FDIC-insured commercial bank headquartered in TUPELO, MS. As of 2025-12-31, the bank reported total assets of $53.5B and total deposits of $44.1B. Profitability stands at 1.10% ROA and 9.52% ROE, with a net interest margin of 3.48%. CET1 capital ratio: 11.69%, well above regulatory minimums. NPL ratio: 0.67% · Texas Ratio: 3.90%. Operates 371 domestic branches.

Assets
$53.5B
Deposits
$44.1B
Loans
$37.5B
Equity
$6.2B

Profitability

Return on Assets (ROA)1.10%
Return on Equity (ROE)9.52%
Net Interest Margin3.48%
Yield on Assets5.59%
Cost of Funds2.25%

Asset Quality

NPL Ratio0.67%
Net Charge-Off Ratio0.25%
Texas Ratio3.90%
NPA Ratio0.49%
ACL / Loans1.32%

Capital & Liquidity

CET1 Ratio11.69%
Tier 1 Capital12.09%
Total Capital Ratio13.28%
Leverage Ratio9.70%
Loan-to-Deposit84.99%

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