GARFIELD COUNTY BANK

JORDAN, MT | Small | Est. March 14, 1960, midnight | FDIC #18164 | RSSD #608358 | FDIC
Latest Report: 2025-12-31

GARFIELD COUNTY BANK is asn small FDIC-insured commercial bank headquartered in JORDAN, MT, established in March 14, 1960, midnight. As of 2025-12-31, the bank reported total assets of $104M and total deposits of $87M. Profitability stands at 1.50% ROA and 9.50% ROE, with a net interest margin of 4.26%. The bank's CET1 capital ratio is 15.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.03% and a Texas Ratio of 3.01%. FDIC Certificate #18164. The institution operates 1 domestic branch.

Assets

$104M

Deposits

$87M

Loans

$48M

Equity

$16M

Profitability

Return on Assets (ROA) 1.50%
Return on Equity (ROE) 9.50%
Net Interest Margin (NIM) 4.26%
Yield on Assets 5.84%
Cost of Funds 2.12%

Asset Quality

NPL Ratio 1.03%
Net Charge-Off Ratio 0.70%
Texas Ratio 3.01%
NPA Ratio 0.48%
ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 15.20%
Tier 1 Capital 15.20%
Total Capital Ratio 15.96%
Leverage Ratio 15.86%
Loan-to-Deposit 55.17%

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