FIRST NATIONAL BANK OF ELMER

FIRST NATIONAL BANK OF ELMER is asn small FDIC-insured commercial bank headquartered in ELMER, NJ, established in May 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $409M and total deposits of $368M. Profitability stands at 0.72% ROA and 7.63% ROE, with a net interest margin of 4.28%. The bank's CET1 capital ratio is 13.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #6464.