HUNTINGTON FEDERAL SAVINGS BANK

HUNTINGTON, WV | Medium | Est. Jan. 1, 1929, midnight | FDIC #27884 | RSSD #609476 | OCC
Latest Report: 2025-12-31

HUNTINGTON FEDERAL SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in HUNTINGTON, WV, established in Jan. 1, 1929, midnight. As of 2025-12-31, the bank reported total assets of $553M and total deposits of $432M. Profitability stands at -0.42% ROA and -2.79% ROE, with a net interest margin of 1.30%. The bank's CET1 capital ratio is 15.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 1.28%. FDIC Certificate #27884.

Assets

$553M

Deposits

$432M

Loans

$287M

Equity

$84M

Profitability

Return on Assets (ROA) -0.42%
Return on Equity (ROE) -2.79%
Net Interest Margin (NIM) 1.30%
Yield on Assets 3.85%
Cost of Funds 2.78%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio -0.03%
Texas Ratio 1.28%
NPA Ratio 0.20%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 15.24%
Tier 1 Capital 15.24%
Total Capital Ratio 16.00%
Leverage Ratio 14.80%
Loan-to-Deposit 66.49%

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