HANA BANK USA, NATIONAL ASSOCIATION

FORT LEE, NJ | Medium | Est. Sept. 16, 1986, midnight | FDIC #26790 | RSSD #609609 | OCC
Latest Report: 2025-12-31

HANA BANK USA, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in FORT LEE, NJ, established in Sept. 16, 1986, midnight. As of 2025-12-31, the bank reported total assets of $800M and total deposits of $564M. Profitability stands at 0.91% ROA and 4.35% ROE, with a net interest margin of 2.93%. The bank's CET1 capital ratio is 45.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.02%. FDIC Certificate #26790.

Assets

$800M

Deposits

$564M

Loans

$479M

Equity

$214M

Profitability

Return on Assets (ROA) 0.91%
Return on Equity (ROE) 4.35%
Net Interest Margin (NIM) 2.93%
Yield on Assets 5.51%
Cost of Funds 3.11%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio -0.02%
Texas Ratio 0.02%
NPA Ratio 0.01%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 45.11%
Tier 1 Capital 45.11%
Total Capital Ratio 46.21%
Leverage Ratio 27.27%
Loan-to-Deposit 84.87%

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