BANK OF SOUTHSIDE VIRGINIA, THE

CARSON, VA | Medium | Est. Aug. 10, 1911, midnight | FDIC #11580 | RSSD #610128 | FDIC
Latest Report: 2025-12-31

BANK OF SOUTHSIDE VIRGINIA, THE is amn medium FDIC-insured commercial bank headquartered in CARSON, VA, established in Aug. 10, 1911, midnight. As of 2025-12-31, the bank reported total assets of $651M and total deposits of $480M. Profitability stands at 2.54% ROA and 13.01% ROE, with a net interest margin of 4.59%. The bank's CET1 capital ratio is 19.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.22%. FDIC Certificate #11580.

Assets

$651M

Deposits

$480M

Loans

$281M

Equity

$128M

Profitability

Return on Assets (ROA) 2.54%
Return on Equity (ROE) 13.01%
Net Interest Margin (NIM) 4.59%
Yield on Assets 4.85%
Cost of Funds 0.30%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio -0.02%
Texas Ratio 0.22%
NPA Ratio 0.04%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 19.60%
Tier 1 Capital 19.60%
Total Capital Ratio 20.58%
Leverage Ratio 21.86%
Loan-to-Deposit 58.64%

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