BanksBANK OF EDISON, THE

BANK OF EDISON, THE

EDISON, GAMicroEst. Oct. 1, 1904, midnightFDIC #5686RSSD #610539FDIC
Latest · 2025-12-31

BANK OF EDISON, THE is an FDIC-insured commercial bank headquartered in EDISON, GA, established in Oct. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $85M and total deposits of $80M. Profitability stands at -0.14% ROA and -2.63% ROE, with a net interest margin of 4.59%. CET1 capital ratio: 14.59%, well above regulatory minimums. NPL ratio: 1.74% · Texas Ratio: 15.63%. Operates 1 domestic branch.

Assets
$85M
Deposits
$80M
Loans
$48M
Equity
$5M

Profitability

Return on Assets (ROA)-0.14%
Return on Equity (ROE)-2.63%
Net Interest Margin4.59%
Yield on Assets6.96%
Cost of Funds2.31%

Asset Quality

NPL Ratio1.74%
Net Charge-Off Ratio0.18%
Texas Ratio15.63%
NPA Ratio0.98%
ACL / Loans1.40%

Capital & Liquidity

CET1 Ratio14.59%
Tier 1 Capital14.59%
Total Capital Ratio15.84%
Leverage Ratio8.24%
Loan-to-Deposit59.78%

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