FIRST NATIONAL BANK OF GRAYSON, THE

FIRST NATIONAL BANK OF GRAYSON, THE is asn small FDIC-insured commercial bank headquartered in GRAYSON, KY, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $363M and total deposits of $316M. Profitability stands at 1.95% ROA and 16.71% ROE, with a net interest margin of 4.92%. The bank's CET1 capital ratio is 11.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.47% and a Texas Ratio of 7.60%. FDIC Certificate #2695.