FIRST UNITED BANK & TRUST is aln large FDIC-insured commercial bank headquartered in OAKLAND, MD, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.7B. Profitability stands at 1.18% ROA and 11.62% ROE, with a net interest margin of 3.88%. The bank's CET1 capital ratio is 13.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 2.32%. FDIC Certificate #4857.
Assets
$2.1B
Deposits
$1.7B
Loans
$1.5B
Equity
$208M
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