SOLUTIONS NORTH BANK

STOCKTON, KS | Small | Est. Jan. 2, 1951, midnight | FDIC #16971 | RSSD #612159 | FDIC
Latest Report: 2025-12-31

SOLUTIONS NORTH BANK is asn small FDIC-insured commercial bank headquartered in STOCKTON, KS, established in Jan. 2, 1951, midnight. As of 2025-12-31, the bank reported total assets of $472M and total deposits of $388M. Profitability stands at 1.06% ROA and 8.71% ROE, with a net interest margin of 4.17%. The bank's CET1 capital ratio is 13.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.36% and a Texas Ratio of 1.70%. FDIC Certificate #16971.

Assets

$472M

Deposits

$388M

Loans

$298M

Equity

$57M

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 8.71%
Net Interest Margin (NIM) 4.17%
Yield on Assets 6.03%
Cost of Funds 1.99%

Asset Quality

NPL Ratio 0.36%
Net Charge-Off Ratio 0.04%
Texas Ratio 1.70%
NPA Ratio 0.22%
ACL / Loans 1.74%

Capital & Liquidity

CET1 Ratio 13.17%
Tier 1 Capital 13.17%
Total Capital Ratio 14.42%
Leverage Ratio 10.50%
Loan-to-Deposit 76.70%

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