HOME SAVINGS AND LOAN ASSOCIATION OF CARROLL COUNTY, F.A.

NORBORNE, MO | Small | Est. Jan. 1, 1919, midnight | FDIC #27898 | RSSD #612878 | OCC
Latest Report: 2025-12-31

HOME SAVINGS AND LOAN ASSOCIATION OF CARROLL COUNTY, F.A. is asn small FDIC-insured commercial bank headquartered in NORBORNE, MO, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $111M. Profitability stands at 0.54% ROA and 3.72% ROE, with a net interest margin of 3.27%. The bank's CET1 capital ratio is 23.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.04% and a Texas Ratio of 4.61%. FDIC Certificate #27898.

Assets

$130M

Deposits

$111M

Loans

$88M

Equity

$19M

Profitability

Return on Assets (ROA) 0.54%
Return on Equity (ROE) 3.72%
Net Interest Margin (NIM) 3.27%
Yield on Assets 5.95%
Cost of Funds 2.89%

Asset Quality

NPL Ratio 1.04%
Net Charge-Off Ratio 0.01%
Texas Ratio 4.61%
NPA Ratio 0.70%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 23.78%
Tier 1 Capital 23.78%
Total Capital Ratio 25.03%
Leverage Ratio 14.34%
Loan-to-Deposit 78.89%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required