BanksHOME SAVINGS AND LOAN ASSOCIATION OF CARROLL COUNTY, F.A.

HOME SAVINGS AND LOAN ASSOCIATION OF CARROLL COUNTY, F.A.

NORBORNE, MOSmallEst. Jan. 1, 1919, midnightFDIC #27898RSSD #612878OCC
Latest · 2025-12-31

HOME SAVINGS AND LOAN ASSOCIATION OF CARROLL COUNTY, F.A. is an FDIC-insured commercial bank headquartered in NORBORNE, MO, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $111M. Profitability stands at 0.54% ROA and 3.72% ROE, with a net interest margin of 3.27%. CET1 capital ratio: 23.78%, well above regulatory minimums. NPL ratio: 1.04% · Texas Ratio: 4.61%. Operates 2 domestic branches.

Assets
$130M
Deposits
$111M
Loans
$88M
Equity
$19M

Profitability

Return on Assets (ROA)0.54%
Return on Equity (ROE)3.72%
Net Interest Margin3.27%
Yield on Assets5.95%
Cost of Funds2.89%

Asset Quality

NPL Ratio1.04%
Net Charge-Off Ratio0.01%
Texas Ratio4.61%
NPA Ratio0.70%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio23.78%
Tier 1 Capital23.78%
Total Capital Ratio25.03%
Leverage Ratio14.34%
Loan-to-Deposit78.89%

This is just the summary.

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